{"id":78569,"date":"2026-04-29T16:30:58","date_gmt":"2026-04-29T11:30:58","guid":{"rendered":"https:\/\/raqobat.gov.uz\/?p=78569"},"modified":"2026-04-29T16:30:58","modified_gmt":"2026-04-29T11:30:58","slug":"moliya-sektorida-istemolchilar-huquqlarini-himoya-qilish-kodeksi-sari-tushunchalar-tamoyillar-va-xalqaro-tajriba","status":"publish","type":"post","link":"https:\/\/raqobat.gov.uz\/uz\/moliya-sektorida-istemolchilar-huquqlarini-himoya-qilish-kodeksi-sari-tushunchalar-tamoyillar-va-xalqaro-tajriba\/","title":{"rendered":"Moliya sektorida iste\u2019molchilar huquqlarini himoya qilish kodeksi sari: tushunchalar, tamoyillar va xalqaro tajriba"},"content":{"rendered":"

#Xalqaro_seminar
\nMoliya sektorida iste\u2019molchilar huquqlarini himoya qilish kodeksi sari: tushunchalar, tamoyillar va xalqaro tajriba
\n2026-yil 29-aprel kuni Raqobat qo\u2018mitasi Germaniyaning \u201cGerman Sparkassenstiftung for International Cooperation\u201d tashkiloti bilan hamkorlikda moliya sektorida iste\u2019molchilar huquqlarini himoya qilishga bag\u2018ishlangan xalqaro seminar tashkil etdi. Unda Shveysariya va Germaniyadan tashrif buyurgan nufuzli xalqaro ekspertlar, Markaziy bank va qariyb 30 ga yaqin tijorat banki vakillari ishtirok etdi.
\nSeminarni Qo\u2018mita raisi o\u2018rinbosari F. Karabayev ochib, 2025-yil davomida Qo\u2018mitaga kelib tushgan 53 mingdan ortiq murojaatlarning qariyb 10 foizi moliyaviy xizmatlar bilan bog\u2018liq ekani, shu nuqtai nazardan, O\u2018zbekistonda bank va moliyaviy xizmatlar sohasida iste\u2019molchilar huquqlarini himoya qilish bo\u2018yicha zamonaviy standartlarni ishlab chiqish va amaliyotga joriy etish dolzarb vazifalardan biri ekani qayd etildi. Shuningdek, hamkorlikda ishlab chiqilayotgan yangi Kodeks loyihasining asosiy yo\u2018nalishlari va unga qo\u2018yiladigan talablar haqida ma\u2019lumot berildi.
\nTadbir davomida xalqaro ekspertlar L.Grauberger, professor Rashid S. Kaukab hamda Markaziy bankning Moliyaviy xizmatlar iste\u2019molchilarining huquqlarini himoya qilish xizmati boshlig\u2018i B.Mirzayev tomonidan moliyaviy qonunchilikni takomillashtirishning ustuvor yo\u2018nalishlari muhokama qilindi. Xususan, xalqaro tamoyillarni milliy sharoitga moslashtirish, nazorat va javobgarlik mexanizmlarini kuchaytirish, shuningdek aholining moliyaviy savodxonligini oshirish zarurligi alohida ta\u2019kidlandi.
\nMuhokamalar yakunida yangi Kodeksga quyidagi muhim yo\u2018nalishlarni kiritish bo\u2018yicha takliflar umumlashtirildi:
\n➡️moliyaviy mahsulotlar va xizmatlar bo\u2018yicha tushunarli va shaffof axborot taqdim etish;
\n➡️mijozlarga nisbatan halol va adolatli munosabatni ta\u2019minlash;
\n➡️shaxsiy ma\u2019lumotlar xavfsizligini kafolatlash;
\n➡️samarali murojaat va shikoyatlarni ko\u2018rib chiqish tizimini joriy etish;
\n➡️qoidabuzarliklar uchun aniq va ta\u2019sirchan javobgarlik choralarini belgilash;
\n➡️onlayn kreditlash va fintex xizmatlari uchun alohida tartib va talablarni ishlab chiqish.
\nMazkur seminar milliy moliya bozorida iste\u2019molchilar huquqlarini himoya qilish tizimini yana-da takomillashtirishga xizmat qiladi.<\/p>\n

 <\/p>\n

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#Xalqaro_seminar Moliya sektorida iste\u2019molchilar huquqlarini himoya qilish kodeksi sari: tushunchalar, tamoyillar va xalqaro tajriba 2026-yil 29-aprel kuni Raqobat qo\u2018mitasi Germaniyaning \u201cGerman Sparkassenstiftung for International Cooperation\u201d tashkiloti bilan hamkorlikda moliya sektorida iste\u2019molchilar huquqlarini himoya qilishga bag\u2018ishlangan xalqaro seminar tashkil etdi. Unda Shveysariya va Germaniyadan tashrif buyurgan nufuzli xalqaro ekspertlar, Markaziy bank va qariyb 30 ga yaqin…<\/p>\n","protected":false},"author":1,"featured_media":78531,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[139,3],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"\nMoliya sektorida iste\u2019molchilar huquqlarini himoya qilish kodeksi sari: tushunchalar, tamoyillar va xalqaro tajriba - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste'molchilar huquqlarini himoya qilish qo\u02bbmitasi.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/raqobat.gov.uz\/uz\/moliya-sektorida-istemolchilar-huquqlarini-himoya-qilish-kodeksi-sari-tushunchalar-tamoyillar-va-xalqaro-tajriba\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Moliya sektorida iste\u2019molchilar huquqlarini himoya qilish kodeksi sari: tushunchalar, tamoyillar va xalqaro tajriba - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste'molchilar huquqlarini himoya qilish qo\u02bbmitasi.\" \/>\n<meta property=\"og:description\" content=\"#Xalqaro_seminar Moliya sektorida iste\u2019molchilar huquqlarini himoya qilish kodeksi sari: tushunchalar, tamoyillar va xalqaro tajriba 2026-yil 29-aprel kuni Raqobat qo\u2018mitasi Germaniyaning \u201cGerman Sparkassenstiftung for International Cooperation\u201d tashkiloti bilan hamkorlikda moliya sektorida iste\u2019molchilar huquqlarini himoya qilishga bag\u2018ishlangan xalqaro seminar tashkil etdi. 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