{"id":67577,"date":"2025-04-25T10:08:56","date_gmt":"2025-04-25T05:08:56","guid":{"rendered":"https:\/\/raqobat.gov.uz\/?p=67577"},"modified":"2025-04-25T10:08:56","modified_gmt":"2025-04-25T05:08:56","slug":"respublika-boylab-bank-xizmatlari-boyicha-istemolchilar-huquqlari-himoya-qilinmoqda","status":"publish","type":"post","link":"https:\/\/raqobat.gov.uz\/uz\/respublika-boylab-bank-xizmatlari-boyicha-istemolchilar-huquqlari-himoya-qilinmoqda\/","title":{"rendered":"Respublika bo\u2018ylab bank xizmatlari bo\u2018yicha iste\u2019molchilar huquqlari himoya qilinmoqda"},"content":{"rendered":"<p>Raqobat qo\u2018mitasi tomonidan bank xizmatlar bo\u2018yicha fuqarolardan kelib tushayotgan murojaatlar doimiy ravishda o\u2018rganilib, tahlil qilish ishlari olib borilmoqda.<br \/>\nJumladan,<br \/>\nQoraqalpog\u2018iston Respublikasi misolida<br \/>\nQanliko\u2018l tumanida istiqomat qiluvchi fuqaro Ye.M. \u201cALIF NASIYa\u201d ilovasi orqali 5 000 000 so\u2018mga televizor sotib olish uchun shartnoma asosida kredit olganligini, mazkur kredit mablag\u2018larini to\u2018lab bo\u2018lganligiga qaramasdan, fuqaro hujjatlari Majburiy ijro byurosiga yuborilganligi natijasida, bugungi kunda qarzdorlik chiqayotganligi hamda murojaatchining plastik kartasidan 736 000 so\u2018m pul mablag\u2018lari undirilganidan norozi bo\u2018lib, amaliy yordam berishni so\u2018rab murojaat qiladi.<br \/>\nAndijon viloyati misolida<br \/>\nFuqaro D.Ya \u201cAnor bank\u201d AJ tomonidan 9 mln so\u2018m pul mablag\u2018ini kredit asosida rasmiylashtirganligi va ushbu kredit mablag\u2018ini qo\u2018shimcha jarimalari bilan so\u2018ndirib, kredit bo\u2018yicha qarzdorlik yo\u2018qligi haqida ma\u2019lumot berilganligi va shunga qaramay plastik karta hisobidan pul mablag\u2018lari yechib olinayotganligidan noroziligi yuzasidan hududiy boshqarmaga murojaat qilgan.<br \/>\nSirdaryo viloyati misolida<br \/>\nOqoltin tumanida yashovchi H.B \u201cO\u2018zmilliybank\u201d AJ Sirdaryo viloyati filialidan kredit rasmiylashtirib, mazkur kreditni to\u2018liq so\u2018ndirganligini ma\u2019lum qilgan. Biroq, kredit qarzdorligi to\u2018liq so\u2018ndirilganligiga qaramasdan plastik kartasidan pul mablag\u2018lari yechib olinayotganligini ta\u2019kidlab, asossiz yechib olingan 1 mln so\u2018mdan ortiq mablag\u2018larini qaytarib berilishi yuzasidan hududiy boshqarmaga murojaat qilgan.<br \/>\nYuqoridagilarga ko\u2018ra, Raqobat qo\u2018mitasining hududiy boshqarmalari tomonidan xizmat ko\u2018rsatuvchi tashkilotlar \u201cIste\u2019molchilar huquqlarini himoya qilish to\u2018g\u2018risida\u201dgi Qonunining 4, 6, 13, 19 va 21-moddalariga zid ravishda ish tutgan deb topilib, iste\u2019molchilarning murojaatlari asosida keltirilgan to\u2018lovlar to\u2018liq qaytarib berilishi ta\u2019minlandi.<br \/>\nShuningdek, xizmat ko\u2018rsatuvchi tashkilotlarga mavjud tartib-qoidalar va uning natijasida kelib chiqadigan huquqiy oqibatlari haqida tushuntirishlar berildi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Raqobat qo\u2018mitasi tomonidan bank xizmatlar bo\u2018yicha fuqarolardan kelib tushayotgan murojaatlar doimiy ravishda o\u2018rganilib, tahlil qilish ishlari olib borilmoqda. Jumladan, Qoraqalpog\u2018iston Respublikasi misolida Qanliko\u2018l tumanida istiqomat qiluvchi fuqaro Ye.M. \u201cALIF NASIYa\u201d ilovasi orqali 5 000 000 so\u2018mga televizor sotib olish uchun shartnoma asosida kredit olganligini, mazkur kredit mablag\u2018larini to\u2018lab bo\u2018lganligiga qaramasdan, fuqaro hujjatlari Majburiy ijro byurosiga&hellip;<\/p>\n","protected":false},"author":1,"featured_media":67575,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[3],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v16.0.3 (Yoast SEO v19.6.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Respublika bo\u2018ylab bank xizmatlari bo\u2018yicha iste\u2019molchilar huquqlari himoya qilinmoqda - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/raqobat.gov.uz\/uz\/respublika-boylab-bank-xizmatlari-boyicha-istemolchilar-huquqlari-himoya-qilinmoqda\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Respublika bo\u2018ylab bank xizmatlari bo\u2018yicha iste\u2019molchilar huquqlari himoya qilinmoqda - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.\" \/>\n<meta property=\"og:description\" content=\"Raqobat qo\u2018mitasi tomonidan bank xizmatlar bo\u2018yicha fuqarolardan kelib tushayotgan murojaatlar doimiy ravishda o\u2018rganilib, tahlil qilish ishlari olib borilmoqda. Jumladan, Qoraqalpog\u2018iston Respublikasi misolida Qanliko\u2018l tumanida istiqomat qiluvchi fuqaro Ye.M. \u201cALIF NASIYa\u201d ilovasi orqali 5 000 000 so\u2018mga televizor sotib olish uchun shartnoma asosida kredit olganligini, mazkur kredit mablag\u2018larini to\u2018lab bo\u2018lganligiga qaramasdan, fuqaro hujjatlari Majburiy ijro byurosiga&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/raqobat.gov.uz\/uz\/respublika-boylab-bank-xizmatlari-boyicha-istemolchilar-huquqlari-himoya-qilinmoqda\/\" \/>\n<meta property=\"og:site_name\" content=\"O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/RaqobatGovUz\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-25T05:08:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/raqobat.gov.uz\/wp-content\/uploads\/2025\/04\/photo_2025-04-25_10-00-09.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"1028\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Raqobat qo&#039;mitasi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RaqobatGovUz\" \/>\n<meta name=\"twitter:site\" content=\"@RaqobatGovUz\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Raqobat qo'mitasi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/raqobat.gov.uz\/uz\/respublika-boylab-bank-xizmatlari-boyicha-istemolchilar-huquqlari-himoya-qilinmoqda\/\",\"url\":\"https:\/\/raqobat.gov.uz\/uz\/respublika-boylab-bank-xizmatlari-boyicha-istemolchilar-huquqlari-himoya-qilinmoqda\/\",\"name\":\"Respublika bo\u2018ylab bank xizmatlari bo\u2018yicha iste\u2019molchilar huquqlari himoya qilinmoqda - 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