{"id":54303,"date":"2024-05-23T09:34:41","date_gmt":"2024-05-23T04:34:41","guid":{"rendered":"https:\/\/raqobat.gov.uz\/?p=54303"},"modified":"2024-05-23T10:04:56","modified_gmt":"2024-05-23T05:04:56","slug":"savol-eskrou-hizmati-nima","status":"publish","type":"post","link":"https:\/\/raqobat.gov.uz\/uz\/savol-eskrou-hizmati-nima\/","title":{"rendered":"SAVOL: Eskrou hizmati nima?"},"content":{"rendered":"<p><strong>FUQARODAN SAVOL:<\/strong><\/p>\n<p><strong>&#8211; <em>Eskrou hizmati nima?<\/em><\/strong><\/p>\n<p><strong>JAVOB<\/strong><\/p>\n<p>Eskrou xizmati (shartli saqlash) \u2013 bu moliyaviy bitim bo\u2018lib, unda uchinchi tomon kelishuvda (operatsiyada) qatnashuvchi ikki tomon uchun zarur bo\u2018lgan to\u2018lov mablag\u2018larini, kelishuv to\u2018liq amalga oshguniga qadar, o\u2018zida saqlash va boshqarishni o\u2018z zimmasiga oladi. Bu o\u2018z navbatida mabag\u2018larni shartli saqlash hisob raqamida ushlab turish orqali, kelishuvni (tranzaksiyalarni) yana-da xavfsiz bo\u2018lishiga imkon yaratadi, to\u2018lov ishonchli kompaniyaning nazorati ostida faqat shartnomaning barcha shartlari bajarilganda ochiladigan xavfsiz hisob raqamda saqlanadi.<\/p>\n<p>Eskrouning asosiy maqsadi \u2013 tovar oluvchiga tovarning yetib kelishini, tovar sotuvchi mablag\u2018lar kelib tushishini ta\u2019minlashdan iborat. Eskrouning o\u2018rni bitimni amalga oshirishdagi vositachi sifatida namoyon bo\u2018ladi. Kelishuv bo\u2018yicha barcha majburiyatlar amalga oshirib bo\u2018lingach, eskrou xizmatini amalga oshiruvchi pul mablag\u2018larini tovar yetkazib beruvchi hisobiga ko\u2018chiradi.<\/p>\n<p><strong><img loading=\"lazy\" class=\"wp-image-54304 aligncenter\" src=\"https:\/\/i0.wp.com\/raqobat.gov.uz\/wp-content\/uploads\/2024\/05\/risunok1.jpg?resize=564%2C278&#038;ssl=1\" alt=\"\" width=\"564\" height=\"278\" srcset=\"https:\/\/i0.wp.com\/raqobat.gov.uz\/wp-content\/uploads\/2024\/05\/risunok1.jpg?w=624&amp;ssl=1 624w, https:\/\/i0.wp.com\/raqobat.gov.uz\/wp-content\/uploads\/2024\/05\/risunok1.jpg?resize=300%2C148&amp;ssl=1 300w\" sizes=\"(max-width: 564px) 100vw, 564px\" data-recalc-dims=\"1\" \/><\/strong><\/p>\n<p><strong>Nima uchun eskrou xizmatlaridan foydalanish zarur?<\/strong><\/p>\n<p>Eskroudan odatda quyidagi holatlarda foydalaniladi:<\/p>\n<ul>\n<li>Yirik mablag\u2018li bitimlarda \u2013 masalan, uy sotib olish;<\/li>\n<li>Xaridor to\u2018lashdan oldin ish sifatini tekshirib olishi shart bo\u2018lgan xolatlarda;<\/li>\n<li>Xizmat ko\u2018rsatuvchi kafolatlangan to\u2018lovsiz ish boshlashni rad etgan hollarda.<\/li>\n<\/ul>\n<p>Eskrou xizmati, shuningdek, tranzaksiyalarni bosqichma-bosqich bajarish zarur bo\u2018lganda juda ham qulay hisoblanadi. Loyihani davom ettirish uchun xizmat ko\u2018rsatuvchiga mablag\u2018 kerak bo\u2018lishi, ammo xaridorga ish tugatilishidan oldin to\u2018liq miqdorni xizmat ko\u2018rsatuvchiga ishonib topshirish ma\u2019qul kelmasligi mumkin. Bunday hollarda, kelishuv bosqichma-bosqich bajarilgani sari, mablag\u2018lar eskrou xizmatini taqdim etuvchi maxsus shartli hisob raqamidan to\u2018lab tomonidan to\u2018lab boriladi.<\/p>\n<p><strong>Eskrou qaysi sohalarda ishlatiladi?<\/strong><\/p>\n<p><em>Internet tarmog\u2018ida<\/em><\/p>\n<p>Onlayn bitimlarni amalga oshirayotganda, tovar yoki xizmatni xarid qilayotgan subyekt xaqida to\u2018liq ma\u2019lumot bo\u2018lmasligi yoki ma\u2019lumotlarda shaffoflik kam bo\u2018lishi mumkin. Shu sababli, Internetda ham xaridorni, ham sotuvchini himoya qilish uchun onlayn tarzda eskrou xizmatlarini taklif qiluvchi litsenziyaga ega uchinchi shaxslar mavjud. Xaridor va xizmat ko\u2018rsatuvchi o\u2018rtasida shartlar, shu jumladan sotib olish miqdori, tovarlarni yetkazib berish va aniq qaytarib berish muddati muhokama qilinadi va uchinchi tomonga yetkaziladi. Barcha shartlar bajarilgandan va ikkala tomon roziligi olingandan so\u2018ng, Internet saqlash (eskrou) xizmati to\u2018lovni xizmat ko\u2018rsatuvchi hisobiga ko\u2018chirib berish orqali bitimni yakunlaydi.<\/p>\n<p>Kelishmovchilik yuzaga kelgan taqdirda, bitimning adolatliligini ta\u2019minlash uchun nizolarni hal qilish protokoli kuchga kiradi. Protokol bo\u2018yicha amallar bajarilgach, bitim uchun pul to\u2018lanishi yoki egasiga qaytarilishi to\u2018g\u2018risida kelishuvga erishiladi.<\/p>\n<p>Kiberjinoyatchilik soninining oshib borishi binobarida, soxta onlayn xizmatlar soni ham ko\u2018payib bormoqda. Xizmat ko\u2018rsatuvchi provayder ishonchli va g\u2018araz niyatda emasligiga ishonch hosil qilish uchun ehtiyot bo\u2018lish muhim.<\/p>\n<p><em>Ko\u2018chmas mulk<\/em><\/p>\n<p>Eskrou xizmatlari Internet tarmog\u2018idan tashqari, oddiy hayotda ham keng qo\u2018llanilishi mumkin, xususan ko\u2018chmas mulk oldi-sotdi shartnomasida eskrou amaliyotini qo\u2018llash rivojlangan davlatlarda keng tarqalgan. Xizmat birinchi navbatda, xaridorni himoya qiladi, u o\u2018zi sotib olayotgan mulkni joriy standartlarga va reklama keltirilgan xossalarga javob berishini, sotuvchi uni aldash uchun harakat qilmayotganligi, qolaversa u pulni to\u2018laganidan so\u2018ng, ko\u2018chmas mulkni aniq uning nomiga o\u2018tishi to\u2018g\u2018risida ortiqcha xavotirga tushmaydi. Xaridor eskrou hisobiga mablag\u2018larni joylashtiradi, sotuvchi (xizmat ko\u2018rsatuvchi) shartnomada avvaldan ko\u2018rsatilgan majburiyatlar bajarilganda, ushbu mablag\u2018larni olishi mumkin. Bank yoki boshqa moliyaviy tashkilot, mustaqil vositachi sifatida, barcha shartlarni bajarilishini nazorat qilib boradi.<\/p>\n<p>Onlayn eskrou xorijda 2009-yildan boshlab ishlatila boshlandi. eBay va AliExpress kabi onlayn bozorlar ushbu texnologiyadan bir necha yildan beri foydalanib kelmoqda. Masalan, eBay va FedEx platformalarida himoya bo\u2018yicha sherik sifatida Escrow.com litsenziyalangan onlayn xizmati mavjud. AliExpress, PayPal va WebMoney o\u2018z saytlarida o\u2018zlarining eskrou xizmatlari orqali mijozlarini himoya qilishni taklif qilishadi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FUQARODAN SAVOL: &#8211; Eskrou hizmati nima? JAVOB Eskrou xizmati (shartli saqlash) \u2013 bu moliyaviy bitim bo\u2018lib, unda uchinchi tomon kelishuvda (operatsiyada) qatnashuvchi ikki tomon uchun zarur bo\u2018lgan to\u2018lov mablag\u2018larini, kelishuv to\u2018liq amalga oshguniga qadar, o\u2018zida saqlash va boshqarishni o\u2018z zimmasiga oladi. Bu o\u2018z navbatida mabag\u2018larni shartli saqlash hisob raqamida ushlab turish orqali, kelishuvni (tranzaksiyalarni) yana-da&hellip;<\/p>\n","protected":false},"author":1,"featured_media":54312,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true},"categories":[3],"tags":[],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v16.0.3 (Yoast SEO v19.6.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SAVOL: Eskrou hizmati nima? - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/raqobat.gov.uz\/uz\/savol-eskrou-hizmati-nima\/\" \/>\n<meta property=\"og:locale\" content=\"uz_UZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SAVOL: Eskrou hizmati nima? - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.\" \/>\n<meta property=\"og:description\" content=\"FUQARODAN SAVOL: &#8211; Eskrou hizmati nima? JAVOB Eskrou xizmati (shartli saqlash) \u2013 bu moliyaviy bitim bo\u2018lib, unda uchinchi tomon kelishuvda (operatsiyada) qatnashuvchi ikki tomon uchun zarur bo\u2018lgan to\u2018lov mablag\u2018larini, kelishuv to\u2018liq amalga oshguniga qadar, o\u2018zida saqlash va boshqarishni o\u2018z zimmasiga oladi. Bu o\u2018z navbatida mabag\u2018larni shartli saqlash hisob raqamida ushlab turish orqali, kelishuvni (tranzaksiyalarni) yana-da&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/\" \/>\n<meta property=\"og:site_name\" content=\"O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/RaqobatGovUz\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-23T04:34:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-23T05:04:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/raqobat.gov.uz\/wp-content\/uploads\/2024\/05\/white-minimalist-question-instagram-post-8.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Raqobat qo&#039;mitasi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RaqobatGovUz\" \/>\n<meta name=\"twitter:site\" content=\"@RaqobatGovUz\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Raqobat qo'mitasi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 daqiqa\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/\",\"url\":\"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/\",\"name\":\"SAVOL: Eskrou hizmati nima? - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.\",\"isPartOf\":{\"@id\":\"https:\/\/raqobat.gov.uz\/#website\"},\"datePublished\":\"2024-05-23T04:34:41+00:00\",\"dateModified\":\"2024-05-23T05:04:56+00:00\",\"author\":{\"@id\":\"https:\/\/raqobat.gov.uz\/#\/schema\/person\/04ebb39282240d0c5a34829330e2b224\"},\"breadcrumb\":{\"@id\":\"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/#breadcrumb\"},\"inLanguage\":\"uz-UZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/raqobat.gov.uz\/uz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SAVOL: Eskrou hizmati nima?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/raqobat.gov.uz\/#website\",\"url\":\"https:\/\/raqobat.gov.uz\/\",\"name\":\"O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/raqobat.gov.uz\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"uz-UZ\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/raqobat.gov.uz\/#\/schema\/person\/04ebb39282240d0c5a34829330e2b224\",\"name\":\"Raqobat qo'mitasi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"uz-UZ\",\"@id\":\"https:\/\/raqobat.gov.uz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2b578494f862acaeb90b2102b2e71ebd?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2b578494f862acaeb90b2102b2e71ebd?s=96&d=mm&r=g\",\"caption\":\"Raqobat qo'mitasi\"},\"url\":\"https:\/\/raqobat.gov.uz\/uz\/author\/ntimondmin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"SAVOL: Eskrou hizmati nima? - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/raqobat.gov.uz\/uz\/savol-eskrou-hizmati-nima\/","og_locale":"uz_UZ","og_type":"article","og_title":"SAVOL: Eskrou hizmati nima? - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.","og_description":"FUQARODAN SAVOL: &#8211; Eskrou hizmati nima? JAVOB Eskrou xizmati (shartli saqlash) \u2013 bu moliyaviy bitim bo\u2018lib, unda uchinchi tomon kelishuvda (operatsiyada) qatnashuvchi ikki tomon uchun zarur bo\u2018lgan to\u2018lov mablag\u2018larini, kelishuv to\u2018liq amalga oshguniga qadar, o\u2018zida saqlash va boshqarishni o\u2018z zimmasiga oladi. Bu o\u2018z navbatida mabag\u2018larni shartli saqlash hisob raqamida ushlab turish orqali, kelishuvni (tranzaksiyalarni) yana-da&hellip;","og_url":"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/","og_site_name":"O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.","article_publisher":"https:\/\/www.facebook.com\/RaqobatGovUz","article_published_time":"2024-05-23T04:34:41+00:00","article_modified_time":"2024-05-23T05:04:56+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/raqobat.gov.uz\/wp-content\/uploads\/2024\/05\/white-minimalist-question-instagram-post-8.png","type":"image\/png"}],"author":"Raqobat qo'mitasi","twitter_card":"summary_large_image","twitter_creator":"@RaqobatGovUz","twitter_site":"@RaqobatGovUz","twitter_misc":{"Written by":"Raqobat qo'mitasi","Est. reading time":"3 daqiqa"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/","url":"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/","name":"SAVOL: Eskrou hizmati nima? - O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.","isPartOf":{"@id":"https:\/\/raqobat.gov.uz\/#website"},"datePublished":"2024-05-23T04:34:41+00:00","dateModified":"2024-05-23T05:04:56+00:00","author":{"@id":"https:\/\/raqobat.gov.uz\/#\/schema\/person\/04ebb39282240d0c5a34829330e2b224"},"breadcrumb":{"@id":"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/#breadcrumb"},"inLanguage":"uz-UZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/raqobat.gov.uz\/savol-eskrou-hizmati-nima\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/raqobat.gov.uz\/uz\/"},{"@type":"ListItem","position":2,"name":"SAVOL: Eskrou hizmati nima?"}]},{"@type":"WebSite","@id":"https:\/\/raqobat.gov.uz\/#website","url":"https:\/\/raqobat.gov.uz\/","name":"O\u02bbzbekiston Respublikasi Raqobatni rivojlantirish va iste&#039;molchilar huquqlarini himoya qilish qo\u02bbmitasi.","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/raqobat.gov.uz\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"uz-UZ"},{"@type":"Person","@id":"https:\/\/raqobat.gov.uz\/#\/schema\/person\/04ebb39282240d0c5a34829330e2b224","name":"Raqobat qo'mitasi","image":{"@type":"ImageObject","inLanguage":"uz-UZ","@id":"https:\/\/raqobat.gov.uz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2b578494f862acaeb90b2102b2e71ebd?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2b578494f862acaeb90b2102b2e71ebd?s=96&d=mm&r=g","caption":"Raqobat qo'mitasi"},"url":"https:\/\/raqobat.gov.uz\/uz\/author\/ntimondmin\/"}]}},"jetpack_featured_media_url":"https:\/\/raqobat.gov.uz\/wp-content\/uploads\/2024\/05\/white-minimalist-question-instagram-post-8.png","_links":{"self":[{"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/posts\/54303"}],"collection":[{"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/comments?post=54303"}],"version-history":[{"count":3,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/posts\/54303\/revisions"}],"predecessor-version":[{"id":54318,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/posts\/54303\/revisions\/54318"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/media\/54312"}],"wp:attachment":[{"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/media?parent=54303"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/categories?post=54303"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/raqobat.gov.uz\/uz\/wp-json\/wp\/v2\/tags?post=54303"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}